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MMCard (mobile member card) is templated app for merchants to accept mobile payments, reward points, enhance customer loyalty through mobile apps and generate new revenues through recommendations etc.

Consumer pays for the services through mobile debit card.

There is merchant app, which recognizes the consumer mobile loyalty QR-code, bar-code to collect payments and award points.

Both apps makes use of native sensors like QR-code readers, NFC, proximity detection etc to enhance the user experience.

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